TSPSC CRACKING GROUPS

          Small Finance Banks and Payment BanksThere are two kinds of banking licences that are granted by the Reserve Bank of India – Universal Bank Licence and Differentiated Bank Licence. Differentiated Banks (niche banks) are banks that serve the needs of a certain demographic segment of the population. Small Finance Banks and Payment Banks are examples of differentiated banks in India. Custodian Banks and Wholesale and Long-Term Finance banks (WLTF) are newly proposed differentiated banks. Differentiated Banks vs Universal Banks            Differentiated banks are distinct from Universal Banks (Eg: Commercial Banks like SBI, HDFC, ICICI etc) as they are infused as niche segments. Niche banks typically target a specific market and tailor the bank’s operations to this target market’s preferences. The differentiation could be on account of capital requirement, the scope of activ...

________________________________ ARYANS AND VEDIC PERIOD IN INDIA __________________________________   Early Vedic Age The Vedic age began in India in about 1500 BC and extend up to 600 BCE with the coming of the Aryans, who scattered on the plains of northern India. Max Muller believes it an anomaly to regard the race as Aryan because scientifically Aryan connotes nothing but language. The relationship between the race and language of these people with the classical languages of Europe was established by a Bavarian Franz Bopp in 1816. Aryans developed Vedic culture based on Vedas. The meaning of the word Veda is "knowledge", the best of all knowledge in the eyes of Hindus. It is a collection of hymns, prayers, charms, litanies and sacrificial formulae. There are four Vedas, namely, Rig Veda, Sam Veda, Yajur Veda and Atharva Veda. Vedic Civilisation Origin of Indian Music – Samveda Mention of Word 'Shudra' - Rigveda 10th Mandala Gay...